Our industry first and patent pending Home Equity Brokerage Account (TM) (HEBA) uses the equity in our clients’ homes to secure an Asset Backed Loan to fund a brokerage account which acts as an investment vehicle backed by both the home equity as well the investments held within that account. This vehicle makes the applicable monthly payments to satisfy the loan principal and interest while allowing the balance to continue to grow over time. At the end of the term the profits can then be put toward paying off the mortgage early, toward a retirement account, rolled over into another Home Equity Brokerage Account (TM) (HEBA), or used for any other purpose.

As of September 2024, the average home equity in the United States is $315,000, an all-time record while the average retirement savings sits at only $87,000. The average home appreciates by 2-3% annually in the United States, at this rate the home value will barely keep up with the rate of inflation while the S&P 500 returns an average total return of 10.73% annually.

By using their home equity to invest in market assets, our clients are able to achieve market returns on their home equity while still benefiting from the standard home appreciation. Millions of Americans are missing out on utilizing their greatest wealth building asset, their home. Let us help you and your family reach financial freedom.